// I can duplicate the Schwab Intelligent Portfolios suggested allocation and use M1 without experiencing the cash drag, or I can duplicate the Betterment, Wealthfront ETC models without paying the 25 bps fees. I can use the simple Vanguard PAS allocation without the 30bps fee, or I can create my own allocation of whatever ETF”s I want.

https://paulmerriman.com/motif-m1/

https://www.reddit.com/r/worldnews/comments/8ma40u/mcdonalds_shareholders_vote_to_keep_plastic_straws/?st=JHO6J3JP&sh=64731b98

https://nogradient.com/2018/05/25/robo-advisors-eat-the-old-guards-lunch/

https://gocatchlife.com/2018/05/07/is-m1-finance-a-betterment-killer/